Insurance classification

Posted by eleven G | 4:19 AM | 0 comments »

Broad categories classified according to the insurance coverage, the small category classification according to the type of subject-matter insured.
See the insurance system table
Property Insurance is the subject of a variety of material possessions for insurance of insurance, the insurer of the material property or material loss of property interests liable.
Fire insurance is underwritten on land kept in a certain geographical area, basically in a static state of the property, such as machinery, buildings, all kinds of raw materials or products, family life due to fires caused by appliances and other losses.
Marine Insurance is essentially a transport insurance, which is the earliest types of insurance to develop a kind of insurance, the insurance people are the subject of maritime perils caused by the loss of insurance liability.
Cargo Insurance is that apart from maritime transport of goods outside of transportation insurance, the main underwriting inland rivers, coastal and air transport of goods in the process of the loss occurred.
A variety of major insurance carriers cover a variety of means of transport in the road and parked in the process of the loss occurred. Major insurance, including
Car insurance cover a variety of auto body damage and third party liability.
Aviation insurance underwriting a variety of passenger and transport aircraft, the aircraft fuselage, third party liability, passenger liability insurance.
Shipping insurance underwriting various types of marine vessels (passenger ships, cargo ships, oil tankers, container ships, barges, drag barge, pleasure craft and fishing boats) and hull, ship machinery, navigation equipment, furniture, materials and supplies, fuel and so can also be insured with the required to remove the other ships collision liability.
Railway locomotive railway rolling stock of any insurance coverage (including property and liability) losses.
Project insurance coverage during the various projects of all accidental damage and third party bodily injury and property damage.
Post-loss insurance refers to the interests of the insurer after the accident insurance of property subject to a variety of intangible benefits that may arise from loss of commitment to the insurance liability insurance.
Theft of property insurance coverage, or because of robbers, thieves steal losses.
Agricultural insurance cover a variety of major crops and a variety of crops or livestock, poultry, such as due to natural disasters or accidents caused by loss.
Liability insurance is based on the insured person's civil liability insurance as a subject matter of insurance.
Public liability insurance cover the insured person for personal injury caused to others or property damage should bear the legal liability.
Employer's liability insurance coverage by employers under law or contract of employment to the employee's personal injury should bear the financial liability.
Product liability insurance coverage the insured person who manufactured or sold the product defect caused the consumer or the use of persons suffering personal injury or other losses arising from liability.
Professional liability insurance coverage, doctors, lawyers, accountants, designers and other freelancers for work caused by the fault of other people's personal injury and property damage liability.
Protection and indemnity insurance coverage car, boat operations, in accordance with the provisions of the law or contractual commitment to others, liability for damages.
Guarantee Insurance Insurance is the subject of credit risk.
Credit insurance in order to enter into a contract party to the contract by requiring insurers to take each other's credit risk for the content of insurance.
Guarantee insurance to people warrantee obligations under the contract require insurers to guarantee the rights of people should meet their obligations on the insurance.
Life Insurance is based on the human body or the subject of life insurance as an insurance, insurance, insurance, the insured person the person who suffered personal injury and death during the period, or the expiration of the insured casualty insurance, or survival, the payment of the insurance payment.
Personal Accident Insurance is the insurer of the accident the insured person who suffered disability or death, when to pay the insurance liability insurance.
Sickness insurance also known as health insurance, the insurance the insured person due to illness incurred medical expenses, or loss of the ability to work due to illness, according to the agreed terms of payment of insurance premiums of insurance.
Life commitment to human life, with its life or death for the insurance subject of insurance.
Risk Protection Universal Life Insurance
Death insurance to regular insurance, the insured person died during the conditions for the payment of insurance.
Death for life insurance to the insured person died as the payment conditions for life insurance.
Endowment insurance to the insured person dies within the insurance period, or the expiry of the period the insurance is still living conditions for the payment of insurance, savings and nature.
Pension insurance to the insured person for the payment of living conditions to ensure that the insured person a fixed period of time, according to a certain time interval to receive payments of insurance.
Finance and investment-type life insurance
Participating Insurance
Investment-linked insurance that insurance companies would end up with incoming capital (premium) In addition to the amount available to customers outside of the insurance, but also the subject of links to do the fund which enables customers to enjoy the investment game.
Universal Life Insurance (also known as 10000 with life insurance)
Re-insurance to insurance companies for the insurance risk of the subject of insurance.

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